Marie Hall founded BeMoneySmartUSA, a non-profit in Carmichael, Ca. which offers free workshops for youth to learn financial literacy, because she experienced first hand how the consumer-culture and network pressure to borrow and spend led to the global debt-bondage crisis.
This “too big to fail crisis”, which continues to escalate since the bank bail outs of 2008 and turned into a global melt-down, reveals governments and financial institutions …
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Joanna (jullien@surewest.net) and her husband have raised two sons in Roseville, CA. She has a degree from U.C. Berkeley in Social Anthropology (corporate culture). Her honors thesis was awarded the Kroeber Prize and funding from National Science Foundation grant. Joanna writes to help parents with the modern-day leadership challenges of raising children. She is a contributing writer for The Granite Bay View, the Press Tribune, the Sacramento Examiner, and editor of Banana Moments.
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